Please Note: JVM Lending is temporarily unable to accept new refinance applications. We have met our maximum loan volume capacity and are unable to process additional applications without sacrificing the 5-star experience to which our valued clients are accustomed. We sincerely apologize for this inconvenience.

We are still accepting new home purchase applications, and still have capacity in our purchase loan division.

Joshua Gatti


NMLS# 1928139

Mortgage Analyst

Joshua Gatti

About Joshua

Joshua Gatti is a Mortgage Analyst who plays an essential role on JVM’s pre-approval team. Joshua educates our clients and addresses all of their concerns while also pre-approving them and matching them to the loan that best fits their needs.

Prior to JVM, Joshua cultivated over six years of invaluable experience at some of the nation’s most prominent financial institutions, including Lending Club, Patelco Credit Union, and Citibank. Joshua developed a passion for finding credit solutions for customers while enhancing his excellent customer service and creative problem-solving skills.

Joshua earned his Bachelor of Science from the University of California at Merced with a double major in Economics and Management. Joshua grew up in Lafayette, CA and has always enjoyed exploring the outdoors. In his free time, Joshua loves hiking and climbing just about every mountain or boulder he can get his hands on. When he’s not out in the wilderness, Joshua and his wife, Stephanie, enjoy traveling to new cities and trying out the local food scene.

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