Miami Gardens, Florida Mortgage Lender

(855) 855-4491

Miami Gardens, Florida mortgage lender
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Miami Gardens Mortgage Experts

Make your homeownership dreams a reality.

Welcome to JVM Lending, your premier mortgage resource for Miami Gardens and the surrounding areas. Our team of expert mortgage advisors is dedicated to finding the perfect loan for your unique needs, whether you're a first-time homebuyer, a seasoned investor, or a veteran in need of specialized assistance. We offer a wide range of conventional loans, jumbo loans, and down payment assistance programs, so you can rest assured that we have the right solution for you. Let us guide you through the mortgage process and help you achieve your dream of homeownership in Miami Gardens.

Miami Gardens, Florida mortgage lender
Mortgage Experts

Our mortgage experts can help you achieve your homeownership goals.

Miami Gardens, Florida mortgage lender
Save Time & Money With JVM Lending

Get a mortgage without the hassle.

What you can expect when choosing JVM Lending as your mortgage lender:

  • Expert mortgage advisors available 7 days a week
  • Competitive low rates
  • Customized down payment & monthly payment scenarios
  • Loan fundings in as fast as 14 days
  • Access to online mortgage rates 24/7
  • Constant communication and updates
  • Fully underwritten pre-approvals

Common FAQs for Getting A Mortgage in Miami Gardens, Florida

What are the minimum credit score and down payment requirements for a home loan in Miami Gardens, Florida?

To qualify for a conventional loan, a credit score of at least 620 is generally required with a down payment of as low as 3%, while a jumbo loan may require a higher credit score and a larger down payment.

Does JVM Lending offer down payment assistance programs for first-time homebuyers in Miami Gardens, Florida?

Yes, JVM Lending offers down payment assistance programs for qualified first-time homebuyers in Miami Gardens.

What types of loans does JVM Lending offer for investment properties in Miami Gardens, Florida?

JVM Lending offers various loan options for investment properties in Miami Gardens, including conventional loans, jumbo loans, and portfolio loans.

How can veterans get assistance with obtaining a mortgage in Miami Gardens, Florida?

JVM Lending has extensive experience working with veterans and offers VA loans, which offer flexible terms and require no down payment or private mortgage insurance.

What are the current interest rates for a conventional home loan in Miami Gardens, Florida?

Interest rates for conventional home loans in Miami Gardens can vary depending on various factors, but JVM Lending offers competitive rates to help you save on your mortgage.


Get Pre-Approved

Getting pre-approved is the first step in buying a home. By getting pre-approved, you can:

  • Focus on your home search, knowing your financing is in JVM’s expert hands.
  • Find out exactly what home price you qualify for and shop with comfort
  • Improve your chances for homebuying success, since sellers heavily favor offers with pre-approvals from reputable lenders.

Talk To A Mortgage Expert

Whether you are a first-time buyer or buying your next investment property, we are happy to answer all of your questions.

  • Review down payment and monthly payment scenarios
  • Discuss credit issues and concerns
  • See where interest rates are currently and discuss how they could impact your mortgage
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