We recently touted the need for access to Freddie Mac, and we failed to mention one of the most important reasons of all. Freddie often only asks for 1 year of tax returns for income verification for strong borrowers.

This feature is often a deal-saver for us when self-employed borrowers either: (1) have very low profits in prior years: or (2) have limited self-employment history. Self-employed borrowers do not always need a two-year history.

We have closed many transactions that would have not closed without this provision.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 01524255, NMLS# 335646

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