two women sitting outside in the sun raise their vodka drinks to one another while discussing their mortgage lenders

All Vodka Is the Same

Vodka is just pure alcohol with some water added, and there’s almost no difference among the brands.

I’ve been saying this for years — much to the annoyance of my friends and co-workers — and my claim was recently validated by the excellent Planet Money podcast, “The Vodka Proof.”

According to the host, vodka is made like this:

“Yeast eats sugar and poops out alcohol.” 😊

That’s it — nothing fancy or mysterious. The host admitted there’s really only one consistent difference between vodka brands: the fonts on the labels.


But Lenders? Completely Different Story.

So how does vodka relate to lending?

All too many Realtors and borrowers alike think all vodkas are different and all lenders are the same.

But — they have it exactly backwards.

Lenders are not the same, especially in the purchase world. Here’s why, and how to tell the difference.


1. Reviews Matter

We say this often (so often it’s practically a drinking game): reviews are everything.

A large number of authentic online reviews is proof that a lender consistently performs at a high level.

Between Yelp, Zillow, Google, Reach150, Redfin, and others, we have over 700 five-star reviews.

If you ever wonder what can go wrong during a mortgage transaction, just read a few of the bad reviews other lenders have earned — it’s eye-opening.


2. Communication Is Everything

Realtors demand it — and they should.

Our entire system revolves around fast, proactive communication:

  • 60-minute response time guarantee

  • Full weekend coverage

  • Constant borrower and agent updates

Most lenders simply don’t have the infrastructure to deliver this consistently. We do, and that’s why our clients never feel left in the dark.


3. Speed Wins Deals

In a competitive housing market, speed matters. JVM is built for it:

  • 14-day closings

  • 5-day appraisals

  • 24-hour (or faster) pre-approvals

That level of responsiveness gives buyers the edge they need to win offers.


4. Local Appraisal Panel

This is a must-have.

Our Appraisal Manager handpicks every appraiser on our local panel and regularly saves deals with her expertise.

Before we developed our own vetted panel, we lost countless transactions because of appraisal issues. Now? We close confidently.


5. Tracking Every Referral

Our proprietary CRM ensures no referral ever slips through the cracks.

Every lead, every touchpoint, every update is tracked and managed — giving agents and clients complete peace of mind.


6. Marketing Assistance for Realtors

We don’t just fund loans — we help grow businesses.

Our in-house marketing experts work one-on-one with Realtors to refine branding, social media, and lead strategies that generate measurable results.

Want to learn more? Email me — we’re happy to share how we can support your marketing efforts.


The Bottom Line

Lenders are not like vodka.

If you still think they are, prove me wrong — and I’ll send you a bottle of the “best” vodka around. (It comes in a plastic bottle and costs $3.99 at CVS.)

 

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About the Author

Jay Voorhees
Jay Voorhees is the Founder of JVM Lending. He specializes in mortgage rate movements, housing market trends, Fed policy, and refinancing strategy. Jay has 25+ years in mortgage banking and has personally originated over $1 billion in residential loans.
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