Tag Archive for: title

Buying Out Spouse/Partner = Refi; Not Cash Out or Purchase

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We recently received the below email from a borrower who left us for what he thought was a lower rate.  “Hi Casey, The other lending company fell through and couldn’t […]Read More

What Happens When You Quit-Claim Off Title; “Due On Sale”

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Borrowers often ask us if they can quit-claim off title after they purchase a property. We first remind borrowers of this: If a borrower quit-claims off title he or she […]Read More

If a Buyer Is “On” The Loan, He Must Also Be “On” Title; “Title Only” Always OK

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We often get questions about whether buyers can be on the loan, but not on title and vice versa (on title but not on the loan). If a borrower is […]Read More

Must Be On Title to Be On Loan; Must Refi to Get “Off” Loan

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We sometimes have borrowers who want to be “on the loan,” but not “on title” (for tax reasons usually). This is impossible, however, as lenders require all borrowers qualifying for […]Read More

Must Be On Title to Be On Loan; Must Refi to Get “Off” Loan

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We sometimes have borrowers who want to be “on the loan,” but not “on title” (for tax reasons usually). This is impossible, however, as lenders require all borrowers qualifying for […]Read More