Tag Archive for: Title Insurance

Who Pays Title Insurance in Texas: Buyer or Seller?

/in ,
Title insurance is required for nearly all mortgage loans in Texas. This special type of insurance carries a one-time cost and acts as a critical safeguard for homebuyers against “title claims” - such as undisclosed debt associated with the previous owner.Read More

What Are The Average Closing Costs in California?

/in ,
Closing costs are the various fees and charges buyers face when buying a home that are required in order to close on a loan. But what are the average closing costs in California? Closing costs typically run between 2% and 5% of the home’s purchase price for homebuyers in California. However, many closing costs vary with the price of the home or the loan amount.Read More

How To Get Cash Out Without Paying The Huge Cash-Out Cost

/in ,
Interest rates for a “cash-out refinance” can easily be 1/2 percent higher than interest rates for a “rate-and-term refinance.” This is particularly true for higher loan-to-value ratios and lower credit scores. A cash-out refinance is a refinance where borrowers increase their loan amount to receive cash, which can be used for most anything.Read More

What Is Title Insurance? What Homebuyers Need to Know

/in ,
Title insurance protects homebuyers and lenders from unexpected claims tied to a property's history. Learn how it works, what it costs, and why it matters when buying a home.Read More

Who Pays Title Insurance Costs in Massachusetts?

/in , ,
Who pays title insurance costs in Massachusetts? Insurance is required when purchasing a home and typically the buyer will pay for this.Read More

Who Pays Title Insurance Costs in California – Buyer or Seller?

/in ,
Title insurance is required for nearly all mortgage loans in California. This special type of insurance carries a one-time cost and acts as a critical safeguard for homebuyers against “title claims” - such as undisclosed debt associated with the previous owner.Read More

Another Gov’t Shutdown Update; Must Be On Title If On Loan; Title Only

/in ,
GOVERNMENT SHUTDOWN NOT AN ISSUE FOR MOST BORROWERS I read recently that there are buyers waiting on the sidelines b/c of concerns about the government shutdown. They shouldn’t be b/c […]Read More

Do California Homebuyers Need Title Insurance?

/in , ,
“Title” refers to the legal ownership of a property. Title insurance is a California policy that new homeowners can take out to protect against claims from past occurrences on the property.Read More

Title Insurance; Owners Policy Too Cheap Not To Get

/in ,
Many buyers mistakenly skip an owner’s title policy, not realizing how affordable and valuable it is. This low-cost protection ensures no one else can claim ownership of the property—and can save buyers from major headaches later.Read More