Tag Archive for: self-employed

How Much House Can I Afford? A Guide to Home Buying

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Wondering how much house you can afford? Dive into our comprehensive guide covering everything from mortgage basics and down payments to credit scores and debt-to-income ratios. Gain the knowledge you need for a confident and informed home purchase journey.Read More

Using ONLY Assets to Qualify; LLC Loans; DSCR Loans; Bank Statement Loans

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Loans for Asset-Rich or Self-Employed Borrowers I was chatting with our account exec for one of our Non-QM investors, and she told me she’s putting in 12-hour days because she […]Read More

Bank Statement Loans: A Lifeline for the Self-Employed

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Bank statement loans are a game-change for self-employed individuals, securing a traditional mortgage can often feel like an uphill battle. But what if there was a lifeline, a way to […]Read More

No Income Verification Mortgage: No Job? No Problem

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A no income verification mortgage is exactly as it sounds – a loan for which you don't need to prove your income. It's an ideal option for potential homeowners who can't document their income in the traditional way.Read More

“I’m Having My Best Year Ever; Why Don’t I Qualify?” “What Are My Options?”

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The title of this blog is a lament we hear all too often from self-employed borrowers, and last week was no exception, as we received an email that said exactly […]Read More

Own 25% of a Company? You’re Self-Employed

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If you own more than 25% of a business, lenders consider you self-employed, requiring 1–2 years of self-employment history. Many borrowers are unaware of this, especially those earning a W2 salary from their own company. Understanding this rule is crucial for mortgage approval.Read More