Posts

This Is Why Every Renter Should Consider Buying Now

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WHY OUR CONDO IS THE PERFECT INFLATION HEDGE My wife Heejin and I own a rental condo in Scottsdale – with a small, fixed-rate mortgage and quickly increasing rent, as Scottsdale is one of the hottest markets in the country. It is a perfect example of why real estate is such a great inflation hedge. […]Read More

The #1 Reason Renters Want To Buy A Home

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FIXED HOUSING PAYMENT IS NOT THE BIGGEST INCENTIVE TO BUY In August, I blogged about Rent Vs. Buy Comparisons In the Age of Inflation, pointing out how comforting it is to buy a home and lock in a fixed housing payment when rents have been climbing as much as 30% per year in some markets. […]Read More

Debt Ratios Too High? Buy House As Investment; Not As Occupant

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We have borrowers with substantial down payment funds and limited income who cannot qualify for the home they would like to purchase b/c their debt ratios are too high. A solution for these borrowers is to buy the house as an investment property (instead of an owner-occupied property). Buyers can put a renter in the […]Read More