Tag Archive for: pre-approvals

No Ratio Loans; Why Lenders Need Full Loan Applications (And Why Agents Need To Be Firm)

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We have numerous “No Ratio” (No Income Required) loan options now.Read More

Make Sure You’re Offer-Ready! Check In On Rates & Your Pre-Approval Before Making An Offer

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We like to periodically remind homebuyers to reach out to their lender to check their mortgage pre-approval before making offers, as interest rates are changing rapidly in today’s hot market. […]Read More

Do Some Loans And Lenders Require More Work From Borrowers?

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MASSIVE TECH SPEND – FOR BORROWERS We spend about $750,000 per year on various technology applications with the primary goal of making the mortgage process as simple and as efficient […]Read More

What Strategies Get Offers Accepted? Cash, or SAME as Cash

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Cash offers still dominate competitive markets, but most buyers don’t have that option. Redfin’s analysis shows what strategies really work — and how JVM’s pre-approvals help buyers compete “as good as cash.”Read More

Importance of Escrow Post TRID w/ Fast Close

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JVM’s fast closings set us apart, but escrow delays can derail the process. Here’s why quick responses from escrow are critical post-TRID.Read More

Real Pre-Approval vs. Perfunctory “Prequals” at On-Line Lenders

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A recent case highlighted the importance of a full pre-underwriting process. Learn how to distinguish between real pre-approvals and basic pre-qualifications to avoid issues with your deal.Read More

14 Day Close/Talking to Listing Agent = Same as Cash

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Discover how our rock-solid 14-day closings and ultra-short appraisal contingencies, combined with direct communication with listing agents, make our offers as strong as cash—winning deals in competitive markets.Read More