Tag Archive for: no ratio loans

No Ratio Loans; Why Lenders Need Full Loan Applications (And Why Agents Need To Be Firm)

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We have numerous “No Ratio” (No Income Required) loan options now.Read More

High Appraisal? Raise Price & Get A Credit

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1. If a purchase appraisal comes in high, buyers and agents can raise the price of the house and then ask for an additional credit – without having to backdate […]Read More

No Income Loans – Better Than Ever; Expect More Appraisal Waivers; Buyers Missing Fall Bargains

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All a borrower needs to qualify for a $1 million, 80% loan-to-value loan at 7.0% is about $1.5 million in relatively liquid assets such as savings, stocks, bonds, etc. (note: real estate equity does not count).Read More