Tag Archive for: mortgages

What Makes the Commoditization Of Mortgages Terrifying? Why Consumers Think Mortgages Are Like Corn, Oil, Soybeans & Copper; Why It Matters

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The perceived commoditization of mortgages terrifies mortgage lenders for several reasons: low margins, high-cost structures, the necessity of high-touch service, just to name a few, so what's a lender to do? Step one, stop whining! It's our job to continue to cut costs while still providing stellar service and educating agents and buyers alike that mortgages are not commodities.Read More

Are China’s Woes Good for Mortgages and Real Estate? Yes, and No

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CHINA LOWERED OUR INTEREST RATES Rates opened up lower today, partially because of the issues China is having with some of its more debt-laden companies such as Evergrande (the huge […]Read More

4 Must-Know Facts About INFLATION, Housing, And Mortgages

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With inflation here and only expected to get worse, many potential buyers are getting nervous and wondering what to do. As a result, I thought I’d address a few major considerations today.Read More

How To Reduce Stress When Buying & Selling A Home

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If you are simultaneously buying and selling a home, you are probably experiencing major stress levels. Is there a way to make this process less stressful? Here are three strategies to help you stay calm and focused while buying and selling a home.Read More

Different Types Of Mortgage Loans For Homebuyers

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Homebuyers have many options when it comes to mortgage loans. Whichever loan you choose should be the best fit for your specific situation. Each program has particular qualifications and requirements. This blog will explain the details of the different types of loans that most homebuyers will encounter when planning their home purchase.Read More

Borrowers In Forbearance See Credit Whacked! Purchase Market Lives: Texas Re-opens

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FORBEARANCE IMPAIRS CREDIT – DESPITE “CARES ACT” On Saturday, David Stevens, former President of the Mortgage Bankers Association and the current CEO of Mountain Lake Consulting, posted a notice on […]Read More

Rates Keep Falling; 15-Year vs. 30-Year Fixed-Rate Mortgages

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Rates continue to fall in response to coronavirus concerns. They hit all-time record lows again today, as the entire mortgage industry scrambles to handle the influx of refinances. Don’t take […]Read More

Things to Know About Mortgages and Divorces

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This is a popular blog from January that we think is worth repeating b/c the info is so important. Things to know about mortgages and divorces: 1. Spouse can quit-claim […]Read More