Tag Archive for: mortgage process

JVM Is A “Direct Lender” – Does It Matter?

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A few weeks ago, we had an appraisal come in under contract price for the usual reason – the total absence of bracketing comparable sales in a very hot market. Despite the lack of comps, the borrowers were upset with JVM and wanted to take their loan to another loan officer who had explained that […]Read More

Explaining The Basics of Refinancing A Mortgage

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There are many possible benefits to refinancing your home mortgage. You may have heard from friends or neighbors who have already refinanced about some of the various advantages connected to refinancing your mortgage. For instance, refinancing can lead to a lower mortgage payment, a quicker timeline for paying off your mortgage, a lower interest rate, […]Read More

What To Do (And Not Do) During The Mortgage Process

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When applying for a mortgage or refinance, a borrower can do several things to make the mortgage process more successful. However, there are also actions that should be avoided during the loan process as they can slow down or inhibit a borrower’s ability to get a home loan.  Once a loan application and documents have […]Read More

Is It Easy To Get A Mortgage In California Or Texas?

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Many homebuyers are surprised by how easy it is to get a mortgage. Most people worry that the mortgage process will be too difficult or that their credit scores will be too low to qualify for competitive financing. The mortgage process is often easier for homebuyers in California and Texas than they expect. HOW DOES […]Read More

How Does The Mortgage Process Work For Homebuyers In Texas?

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Many buyers who are planning to purchase a home in Texas often ask us “How does the mortgage process work?”. A major part of how the mortgage process is what is known as “the closing process.” When planning to buy a home, homebuyers can expect the following when going through the closing process. WHAT IS […]Read More

How Does The Mortgage Process Work For Homebuyers In California?

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Many buyers who are planning to purchase a home in California often ask us “How does the mortgage process work?”. A major part of how the mortgage process is what is known as “the closing process.” When planning to buy a home, homebuyers can expect the following when going through the closing process. WHAT IS […]Read More

Mortgage Process About Experience, Not Just Closing; Need Pandas!

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Please read the below email we received from a borrower yesterday. It is unedited, unsolicited, and not unusual. We get emails like this every day. At JVM, we market our speed so much that we sometimes forget to highlight the fact that we also foster the best “experience” in the industry with our systems, responsiveness, […]Read More