Tag Archive for: house hacking

Housing Just Got WAY MORE “Hackable;” 5% Down for 2 – 4 Units!

Starting in November, 2, 3, and 4-unit property buyers can obtain Fannie Mae/conforming financing with only 5% down if they intend to occupy one of the units – and this is HUGE! Previously, 2-unit buyers had to put down 15% for Fannie Mae financing, and 3 and 4-unit buyers had to put down 25%!!Read More

House Hacking 101: Your Gateway to Real Estate Wealth

Ever wondered how to dive into real estate investing without being overwhelmed by high property prices and mortgages? Well, house hacking might just be the stepping stone you need. At JVM Lending, we've curated the perfect roadmap to navigate the ins and outs of house hacking. Buckle up as we unfold the blueprint of turning your home into a cash-generating asset.Read More

How To Buy A Duplex With A Mortgage

Are you considering investing in a duplex? This unique housing option offers an array of benefits, from potential rental income to the opportunity for multi-generational living. In this comprehensive guide, we'll walk you through the process of buying a duplex with a mortgage, providing valuable insights and answering commonly asked questions along the way.Read More

The Biggest House Hacking RISK!

Rates Keep Climbing – But It Won’t Last Rates have been climbing sharply over the last few weeks – ostensibly because the economy remains hot. It won’t last, per Mr. […]Read More

House Hacking On Steroids!

Closing 300 Transactions per Year – For Investors We work with an agent who plans to close 300 transactions in 2023 – focusing exclusively on investors. He is extraordinarily focused […]Read More

Using Rental Income From Units to Qualify; Vacant Units; Illegal Units

I blogged recently about “House Hacking” (here and here) or buying multiple-unit properties in order to use the rental income to subsidize one’s mortgage payment. We received numerous questions in […]Read More

House Hacking Part II: Co-Buying; Sufficiency Test; Fourplexes

I received a lot of feedback in response to Friday's blog about "House Hacking," or the strategy of buying two to four unit properties in order to use the rental income to subsidize a mortgage payment. One successful Bay Area Agent sent me the following message:Read More

House Hacking: Using Rent from Units to Offset Mortgage Payments

We cohosted a “House Hacking” seminar earlier in the year where we illuminated the many advantages of buying multiple units with rental income, as opposed to buying a single family […]Read More