Tag Archive for: hard money loans

All The Loans Banks Don’t Have: Non-QM, No Income Verification, Rental Income Only, Bank Statement, Hard Money, & Renovation

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I am blogging about Non-QM and other unusual loan products again because a borrower came to us recently after being told by a commercial bank that there were no mortgage options for him because he lacked the required income verification – when the borrower in fact qualified for several viable non-QM loans, one of which he readily and happily accepted.Read More

JVM Lending Is California’s Premier Hard Money Expert!

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A hard money loan is a type of short-term mortgage financing that is secured by the value of the property rather than the borrower's creditworthiness. This means that hard money lenders typically focus more on the value of the property and its potential after-repair value rather than the borrower's credit score or income.Read More

Hard Money Loans: Are They Worth It?

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Hard money loans are an easy and fast financing option, but they are not for everyone. Here is everything you need to know to decide if they are the right option for youRead More

Are “No Doc” Loans Back? Misleading Lender Games

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GIVE ‘EM THE OLD RAZZLE DAZZLE! I have an acquaintance who heavily touts his down payment assistance programs in order to lure in first-time buyers – only to then aggressively […]Read More