Tag Archive for: equity

Texas Home Equity Loans: Your Questions Answered

In the Lone Star State, you have two primary options for tapping into your home equity: a home equity loan and a home equity line of credit (HELOC). Home Equity Loan: This is a lump-sum loan that you repay over time. It's ideal for one-time expenses like home improvements or debt consolidation. Home Equity Line of Credit (HELOC): This is more like a credit card, where you can borrow money up to a certain limit and only pay interest on the amount borrowed.Read More

Understanding Home Equity in Mortgages

When it comes to real estate, equity is a term that holds significant importance. But what exactly is equity? Simply put, equity is the difference between the market value of your property and the amount you owe on your mortgage. It represents the portion of your home that you truly own. Read More

Inflation: The One Reason No Buyer Should Get Cold Feet

Everyone knows there are many reasons to buy a home, including: (1) enjoying the pride of ownership; (2) locking in a low interest rate; (3) fixing your housing payment; (4) […]Read More

Post Close Client Touches – Homebot Part II

“Hey Jay, Just wanted to let you know that I love this tool. Truth is I actually look forward to it. I like the perspective. Really good business idea. Keep it […]Read More

Avoid Waiting To Buy A Home in California

The right time to buy a house is now! With rates continuing to rise and the California housing inventory that shrinks each day, the time to get into the market is now. Here are some reasons why buyers should consider buying now to avoid the cost of waiting.Read More

Cash-Out Refinance in California

House values are continuing to increase across the state of California, and homeowners are now finding themselves with more equity in their homes. Many homeowners utilize a cash-out refinance to convert some of their equity into cash.Read More

95% LTV With No PMI? LPMI Not A Good Deal.

Many lenders are again touting their 5% or 10% down loans with no private mortgage insurance (PMI). Almost all lenders (including JVM) offer this through a product called Lender Paid […]Read More

Young People Need To Buy Real Estate; No Better Time Than Now

These people did not "time the market" or do anything unique; they simply bought young, lived frugally and house-hopped from "cottages to castles"Read More