Tag Archive for: DU

Why We Ask For So Much When Pre-Approving Buyers

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In April I caught my dog Kevin issuing pre-approvals and blogged about it. 😊 I was being mildly facetious, making fun of all the companies that issue “pre-approvals” based solely […]Read More

I Caught My Dog Issuing Pre-Approvals (True Story)

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I made the horrible mistake of teaching my dog Kevin how to run Fannie Mae’s automated loan approval software, known as Desktop Underwriter or “DU.” It was easy to teach […]Read More

DU, AUS, LP; “Manual Underwrites” Alternative Credit

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Some borrowers struggle to qualify for a mortgage due to a lack of credit history or automated approval issues. In these cases, manual underwriting and alternative credit—like utility or insurance payment histories—can help secure FHA financing.Read More