Tag Archive for: consumer debt

Short-Term Credit Repair Can Lower Rate 1%! It’s Free and Easy

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We always offer free credit repair to borrowers whenever we see the potential for obvious “fixes” on a credit report. To be clear, increasing a score by 140 points is a big reach, but we do often increase scores by as much as 60 points – and that can still result in a rate that is as much as 1/2% lower. We use credit repair software to run “what if” scenarios, and then advise borrowers on what to pay off or how to shift balances. Borrowers don’t usually have to pay off entire balances either, but instead need to simply pay them down to optimal levels.Read More

Using Home Equity to Pay off Consumer Debt

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Are you burdened by consumer debt that seems to linger endlessly? Do you dream of a future without the weight of high-interest credit cards and loans? If so, there may be a solution within the walls of your own home. By leveraging your home equity through a cash-out refinance, you can pave the way to financial freedom while consolidating your personal debt. In this article, we will explore the advantages of paying off consumer debt with your home equity, delve into the cash-out refinance process, and answer some frequently asked questions.Read More

Leveraging Your Home Equity: Paying Off Debt and Seizing Investment Opportunities

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Harness the power of your home's equity to pay off consumer debt and make smart investments, while avoiding risky borrowing practices.Read More

Put Less Down and Pay Off Car or Consumer Debts

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We had a borrower last week who was getting a gift of $40,000 to buy a home with FHA financing. FHA of course required a much smaller down payment but […]Read More