Tag Archive for: commercial bank

7 Reasons Why Analysts Are FURIOUS With The Fed!

I have never seen so much frustration and anger expressed over policy errors as I have over the last week – and it is all because the Fed is poised to raise the Fed Funds Rate 0.25% today. This will bring us to a 16-year high in what has been the fastest rate hiking cycle in history, and it will likely bring our economy to its knees.Read More

Mortgage Banks vs. Commercial Banks; What’s the Difference? What’s Better?

The Wall Street Journal featured an article recently that stressed that buyers in a competitive market need a lender with a stellar reputation, an ability to close quickly, great communication […]Read More

Mortgage Bank vs. Commercial Bank; What’s the Difference?

Mortgage Banks Mortgage banks only underwrite, fund, and sometimes service loans. They do nothing else. They hold no deposits, and they fund all of their loans with large warehouse lines […]Read More

Loan Origination Channels: Banks, Mortgage Banks, Brokers

We often get questions about the different mortgage origination channels: (1) Commercial Banks; (2) Mortgage Banks; and (3) Brokers. The Three Mortgage Origination Channels Commercial Banks have dominated the field […]Read More