Tag Archive for: chapter 13

Balloon Payments and Oregon’s 2025 Bankruptcy Law

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If you're dealing with a balloon payment in your Chapter 13 bankruptcy plan, especially in Oregon, recent legal changes may affect your repayment strategy. Understanding these changes is important to ensure your plan complies with the new regulations and to explore viable solutions.Read More

Refinancing During Chapter 13 Bankruptcy in Louisiana

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Refinancing your mortgage while in Chapter 13 bankruptcy in Louisiana may seem complicated, but it’s entirely possible with the right approach. This guide covers key eligibility requirements, court approval steps, and the benefits of refinancing—such as securing a lower interest rate or using home equity to pay off debts. With expert guidance, you can navigate the refinancing process and take a step toward financial stability.Read More

What Is Chapter 13 Bankruptcy?

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Are you feeling overwhelmed by debt and wondering how to manage your financial obligations while keeping your assets? Chapter 13 bankruptcy might be the solution you’re looking for. This form of bankruptcy is designed for individuals with a regular income who can repay their debts over time. Let’s dive into the details to understand how Chapter 13 bankruptcy works, who can file, and what the benefits are.Read More

Refinancing During Chapter 13 Bankruptcy in Arizona

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Navigating the complexities of a Chapter 13 bankruptcy in Arizona can be daunting. Among those complexities is your mortgage. Many Arizonans wonder if they can refinance their mortgages to take advantage of lower rates or to take cash out for home improvements or debt consolidations – while they are in a Chapter 13 bankruptcy. The answer is a resounding yes - as long as you meet the required criteria. Let's explore this in detail, providing clarity and support, so you can make an informed decision. Read More

Don’t Let Chapter 13 Bankruptcy Ruin Your Credit or Life!

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Has the thought, "Does filing for Chapter 13 bankruptcy hurt my credit?" crossed your mind? If you're struggling with debt, it's a common concern. We're often approached by worried homeowners who fear the impact of bankruptcy on their financial well-being. But what if there's an alternative that can save your credit and your peace of mind? This comprehensive guide offers insights and answers to help you navigate the tough decisions ahead.Read More

Refinancing During Chapter 13 Bankruptcy in Florida City

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Refinancing your mortgage during or after a Chapter 13 bankruptcy in Florida City or the greater Miami-Dade County is a viable option that can lead to significant financial relief. At JVM Lending, we are dedicated to providing expert advice and solutions that cater to your unique circumstances.Read More

Refinancing During Chapter 13 Bankruptcy

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While going through chapter 13 bankruptcy, it can be a challenge to get your finances back on track. If you have an existing mortgage you'd like to refinance, it can be even more challenging to find mortgage companies that will refinance your mortgage. Here's everything you need to know about refinancing during chapter 13 bankruptcy.Read More

Bankruptcy Seasoning Requirements; 0, 2 & 4 Years

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Bankruptcy seasoning requirements vary by loan type. Chapter 7 requires a 2-year wait for FHA loans and 4 years for conventional loans. Chapter 13 borrowers may qualify for FHA financing with no seasoning if they have a 1-year payment history and court approval.Read More