Tag Archive for: buying the rate down

How Points, Origination Fees and Lender Credits Affect Rates

In Friday’s Blog, I pointed out how many things affect a buyer’s interest rate, including Credit Score, Loan Amount, Property Type, Lock Period, LTV, etc. But – I received questions asking how “points” and “origination fees” affect rates – the subject of today’s blog. POINTS, ORIGINATION FEES, & DISCOUNT POINTS Even though distinctions can be […]Read More