Tag Archive for: buying before selling

5 Real Cost Scenarios for Buying Before Selling

The cost of buying before selling your home can vary dramatically, from as little as $2,500 to more than $60,000, depending on your equity, cash needs, and how long it takes to sell. In this guide, we walk through five real-world scenarios using actual numbers to show how different buyers approach the problem. You’ll see when EasyPath works best, when a HELOC makes sense, when bridge loans get expensive, and how to choose the lowest-cost option based on your specific situation.Read More

Buy Before You Sell in California: Market Guide for 2026

Buying before selling in California is very different than in lower-cost markets. With Bay Area and Los Angeles home values often exceeding $1 million, percentage-based buy-before-you-sell programs can cost tens of thousands of dollars. In this 2026 California market guide, we break down how buying before selling actually works across the state, compare real costs using Bay Area and LA examples, and explain why EasyPath’s flat-fee structure can be a significantly lower-cost solution for homeowners navigating California’s competitive housing market.Read More

Understanding Bridge Loans: Your Guide To Buying Before Selling

Are you wondering how to buy another house before selling yours? When the housing market is bustling and you're ready to move, the timing might not always align. Selling your existing home before you secure a new one can be tricky. This is where understanding the ins and outs of bridge loans becomes vital for a smooth transition. Navigating the real estate market can be challenging, especially when you're looking to purchase a new home before selling your current one. In fast-paced housing markets, aligning the sale of your existing home with the acquisition of a new one requires strategic planning. This is where a solid grasp of bridge loans becomes crucial for a seamless transition. Bridge loans offer short-term financing to "bridge" the gap between buying a new property and selling your current home. They come with higher interest rates and require collateral, usually your existing home. For those needing quick access to funds, bridge loans present a tactical option to expedite your move.Read More

Unlock Your Homebuying Power With The Trailing Primary Residence Program

Buying before selling a primary residence can present financial challenges. However, the Trailing Primary Residence Program offers a solution that increases your purchasing power and allows you to leverage the equity from your departing residence. In this comprehensive blog post, we will delve into the inner workings of the Trailing Primary Residence Program, its remarkable benefits, and how it can empower you to buy a new home easily.Read More

Buying Before Selling? Try This Bridge Financing Alternative

A bridge loan is a short-term loan that helps you cover the cost of a new home before selling your existing one. It sounds convenient, right? Well, yes and no. While bridge loans can indeed provide the funds you need quickly, they come with a few significant drawbacks.Read More

How To Buy Before Selling Current House

Many buyers want to purchase a new home before selling their current one. Options include bridge loans, equity lines, FHA financing with a later refinance, or using rental income to offset debt ratios. Each has pros, cons, and qualification rules to consider.Read More

Using Departing Residence Rents; Equity Cushion; Appraisal Issue

Many homebuyers want to buy a new home before selling their existing residence. And, in most cases those buyers need the rental income from their current residence to qualify for […]Read More

Buying New Home Before Selling Old Home; Considerations

We frequently have borrowers come to us who want to buy a new home before selling their current home, so they are not left homeless. Here are the considerations and […]Read More

Home Equity Line: The Best Bridge Loan Option

Home Equity Lines of Credit offer a better alternative to traditional bridge loans—providing more cash at a lower cost, with fewer hassles. Just be sure to secure the line before listing your home. Read More

Buying New Home Before Selling Current Home? Get Equity Line

Bridge loans can be costly and tough to qualify for. A smarter move when buying before selling is to get an equity line or explore low-down financing options.Read More

Once Pending, No Need to Count Current Home Payment in DTI

Once your current home is pending with contingencies removed, many lenders will not count the mortgage payment against your debt-to-income ratio.Read More

How to Buy Now Before Selling Current Home?

Learn how to buy a new home before selling your current one with these practical solutions. From bridge loans to using FHA financing and refinancing later, explore options to make your dream home a reality without waiting to sell.Read More

How to Buy New House Before Selling Old House

We often have borrowers in a hurry to buy a new home before they sell their existing residence. Here are the options for borrowers not want to sell their existing […]Read More