Tag Archive for: bank statement loans

Revolutionizing Arizona Real Estate Investments

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JVM Lending has partnered with Olson Gough, leveraging their revolutionary real estate investment software to offer our clients comprehensive investment and financing solutions. Navigating Arizona's competitive real estate market can be daunting, but with the right tools and partners, it can become a journey of informed, data-driven decisions thanks to Olson Gough's and JVM Lending's expertise.Read More

All The Loans Banks Don’t Have: Non-QM, No Income Verification, Rental Income Only, Bank Statement, Hard Money, & Renovation

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I am blogging about Non-QM and other unusual loan products again because a borrower came to us recently after being told by a commercial bank that there were no mortgage options for him because he lacked the required income verification – when the borrower in fact qualified for several viable non-QM loans, one of which he readily and happily accepted.Read More

How to Get a Mortgage as a Self-Employed Person with 1 Year of Income

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Absolutely! While there are certain nuances that can make purchasing a home slightly more challenging for self-employed individuals to obtain a mortgage compared to traditionally employed individuals, it’s definitely possible. Lenders typically assess your financial stability and ability to repay the loan. The key lies in demonstrating your income and financial health convincingly.Read More

Using ONLY Assets to Qualify; LLC Loans; DSCR Loans; Bank Statement Loans

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Loans for Asset-Rich or Self-Employed Borrowers I was chatting with our account exec for one of our Non-QM investors, and she told me she’s putting in 12-hour days because she […]Read More

Bank Statement Loans: A Lifeline for the Self-Employed

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Bank statement loans are a game-change for self-employed individuals, securing a traditional mortgage can often feel like an uphill battle. But what if there was a lifeline, a way to […]Read More

A Comprehensive Guide for Self-Employed Homebuyers: Navigating the Path to Homeownership

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Are you a self-employed individual dreaming of buying a home? Congratulations on taking this exciting step! As a self-employed homebuyer, you may have unique considerations and questions regarding the process. […]Read More

Are “No Doc” Loans Back? Misleading Lender Games

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GIVE ‘EM THE OLD RAZZLE DAZZLE! I have an acquaintance who heavily touts his down payment assistance programs in order to lure in first-time buyers – only to then aggressively […]Read More

Alternative Financing Options: Interest Only; Rental Income Only; Asset Depletion; Bank Statements

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“ALT A” LOANS In the 1990s, a lender called Headlands Mortgage pioneered what were then called “Alt A” mortgages. The loans allowed borrowers to qualify for competitive mortgages without having […]Read More