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Minimum Down Payment for a ‘Typical’ Home

Many homebuyers want to know what is the minimum down payment they need to purchase a home. These are some scenarios for homebuyers who are interested in buying a home in California or Texas. Homebuyers do not need a 20% down payment when buying a home – in fact over half of all homebuyers put […]Read More

How To Minimize Your Down Payment

As of June 2020, a 20% down payment on a median-priced home in the Bay Area would cost a homebuyer around $228,205. You could minimize your down payment with these simple tips. Homebuyers don’t have to use a 20% down payment when purchasing a home. However, many choose to do so because a 20% down […]Read More

Five Down Payment Choices for First-Time Homebuyers

A big part of buying a home is coming up with a down payment, but oftentimes there are many misconceptions surrounding down payment requirements. If you are a first-time homebuyer, there are many options for the details of your mortgage loan and down payment. Here are five things all first-time homebuyers should know about down […]Read More

Homebuyers Use Less Than 20% For Down Payment On Home

According to recent data, more than half of all homebuyers in California, Texas, and nationwide make their down payment with less than 20% when purchasing a home. This is additional evidence to discard the myth that homebuyers must put down 20% to be eligible for a mortgage loan. OVER HALF OF ALL HOMEBUYERS PUT DOWN […]Read More