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Sellers Don’t Sign Conventional Doc’s, Do Sign FHA Docs

Realtors often ask if there are any documents among our “loan documents” that sellers need to sign. FHA loan documents require seller-signatures. Conventional loan documents do not.

Once a property is in escrow with conventional financing and contingencies are removed, the seller can sign all “seller documents” before loan documents are in title. There is no need to wait for loan documents.

We bring this up because we have had two situations recently involving sellers who traveled overseas during their escrows and were unable to sign their documents in a timely manner. In both situations, the sellers could have signed before traveling.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 1197176, NMLS# 310167