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Fannie & Freddie Supporting Agent Commissions, But…Has Anything Changed?

FHA allows buyers to finance their upfront mortgage insurance premium (MIP) equal to 1.75% of the loan amount. So, while FHA loans are ostensibly 96.5% loan-to-value, they are effectively around...

April 17, 2024 3 min read

Can I Buy A House After Bankruptcy?

Are you wondering if you can buy a house after bankruptcy? While it comes with its challenges, notably rebuilding credit and navigating waiting periods for mortgage qualifications, it is certainly...

April 16, 2024 13 min read
A row of houses in the suburbs

How Long After Chapter 13 Can I Sell My House?

If you want to sell your house while in the midst of Chapter 13 bankruptcy, you likely have several questions about the process, legal requirements, and timing. In this blog, we'll explore the...

April 15, 2024 8 min read
sold house with blurred family on background

How Long After Bankruptcy Can I Get A Mortgage?

Filing for bankruptcy is a significant decision with lasting effects on your financial landscape, but does it mean losing your home? The answer isn't straightforward and heavily depends on the type...

April 15, 2024 10 min read
Roof shingles with house on top of the house. dark asphalt tiles on the roof background on afternoon time. dark asphalt tiles on the roof background

Refinancing During Chapter 13 Bankruptcy in Tennessee

For many residents in Tennessee, filing for Chapter 13 bankruptcy protection is a strategic move to regain control over their financial situation. Unlike a Chapter 7 bankruptcy, which involves...

April 15, 2024 6 min read
Young couple talking to their agent on a meeting in the office

Refinancing During Chapter 13 Bankruptcy in Massachusetts

Chapter 13 bankruptcy, often referred to as a "wage earner's plan," allows individuals with regular incomes in Massachusetts to develop a plan to repay all or part of their debts. During this...

April 15, 2024 6 min read
A couple enjoys the early October weather as they have a conversation walking along the iconic Sandwich Boardwalk that crosses Mill Creek and the salt marsh and leads tp Town Neck Beach

Israel-Iran War – Impact On Rates; Price of Gold; What Do Billionaire Insiders Know?

Rates are way up this morning again, and nobody is happier about that than me – even though these high rates are extremely costly for JVM and the mortgage and real estate industries. On Saturday, I...

April 15, 2024 4 min read
Israel-Iran War – Impact On Rates; Price of Gold; What Do Billionaire Insiders Know?

Refinancing During Chapter 13 Bankruptcy in Oregon

Navigating your financial recovery during a Chapter 13 bankruptcy in Oregon can be daunting, especially if you're looking to refinance your home. Thankfully, refinancing isn't just a possibility;...

April 12, 2024 8 min read
Couple doing home finances together at home

Refinancing During Chapter 13 Bankruptcy in Georgia

Navigating your financial recovery during a Chapter 13 bankruptcy in Georgia can be daunting, especially if you're looking to refinance your home. Thankfully, refinancing isn't just a possibility;...

April 12, 2024 8 min read
While their son plays nearby, the mid adult parents read important paperwork very carefully in front of their home.

Terrifying Class Action Suit Against UWM (Largest Mortgage Bank); Just like NAR!

We compete viciously against mortgage brokers who send their loans to United Wholesale Mortgage (UWM) – and I am going to defend those brokers and UWM equally viciously. UWM is […]

April 12, 2024 4 min read
Terrifying Class Action Suit Against UWM (Largest Mortgage Bank); Just like NAR!

Refinancing During Chapter 13 Bankruptcy in Arizona

Navigating the complexities of a Chapter 13 bankruptcy in Arizona can be daunting. Among those complexities is your mortgage. Many Arizonans wonder if they can refinance their mortgages to take...

April 12, 2024 8 min read
Older retired Asian senior couple checking and calculate financial billing together on sofa involved in financial paperwork

Don’t Let Chapter 7 Bankruptcy Ruin Your Credit or Life!

Have you thought about filing for Chapter 7 bankruptcy to free yourself from your debt burdens, and then wondered how it would impact your credit? If so, you’re not alone, as Chapter 7 bankruptcy...

April 11, 2024 8 min read
Photo of young couple analyzing their finances with documents

Refinancing During Chapter 13 Bankruptcy in Florida

Navigating through financial troubles can be daunting, especially if you're dealing with a Chapter 13 bankruptcy in Florida. But did you know that refinancing your mortgage during this challenging...

April 11, 2024 8 min read
Multiracial couple calculating home finances while sitting on the sofa

Refinancing During Chapter 13 Bankruptcy in California

Navigating through Chapter 13 bankruptcy in California can be a complex process, particularly when it comes to managing major financial decisions like refinancing your mortgage. However, with the...

April 11, 2024 7 min read
Cropped shot of a young couple going over their finances while sitting together
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