Your Trusted Guide for Mortgages & Real Estate
We recently had a Texas transaction involving a large acreage with a 1 bedroom home and an accessory dwelling unit. It took us a few weeks just to find an […]
I love it when clients flame me or JVM about pretty much anything for two reasons: If they are flaming me directly, they are not doing so publicly on social […]
BIG COMPANY WITH BAD REVIEWS TRIED TO RECRUIT JVM A few years ago, a large nationwide mortgage bank was trying to recruit us. They had amazing technology and a very […]
JVM will be closing at 1 PM today for the holiday. We will, however, have Mortgage Analysts “on-call” all day today as well as on Friday, Saturday and Sunday, as […]
I blogged Thursday about Down Payment Assistant Programs and about the Chenoa program in particular. We received a lot of positive responses but I still sensed some confusion in regard […]
A few years ago, we hired some extremely talented people from Silicon Valley who informed me after they started that people from Silicon Valley “usually don’t work that hard,” and […]
JVM offers the Chenoa Down Payment Assistance Program (DPAP). The “assistance” is a 3.5% (of purchase price) 2nd mortgage that can be coupled with either a 96.5% loan-to-value FHA loan […]
Throughout my 25-year mortgage career, I have heard First-Time Homebuyers ask again and again if there are any “special deals” for First-Time Homebuyers. The answer has always been “no” for...
The title of today’s blog is from this recent WSJ article (as always, we can send key excerpts to non-subscribers). The article quotes Fed Chairman Jerome Powell, as he pointed […]
I received a lot of feedback yesterday in response to my blog “Netflix vs. Blockbuster.” Some asked what I meant, and some asked how to find the next Netflix. What […]
There are some business stories that surface over and over in the many business books I read. Here are a few great examples. Steve Jobs “borrows” the GUI and mouse […]
We recently had a Texas borrower almost leave us for a competitor that was offering “no lender fees, no appraisal fee and a small credit for closing costs.” Fortunately though, […]
CONFIDENCE IN BUYING DROPS Only 21% of Americans think now is a good time to buy a home, according to October’s Fannie Mae Housing Survey. This is down from 28% […]
Every Texas borrower wants to get the lowest mortgage rate when applying for a loan. JVM is proud to offer our Texas buyers some of the lowest mortgage rates in the industry. But many Texas buyers...
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
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