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OLD Coaches Changing NFL – NOT the Young; Need to Innovate!

Ten years ago, the New England Patriots led the Indianapolis Colts 34 to 28 late in the 4th Quarter, and it was “4th and 2.” (even if you’re not a […]

January 3, 2020 2 min read
OLD Coaches Changing NFL - NOT the Young; Need to Innovate!

10% Down to $1.24 Million; 5% Down to $1.07 Million

“High Balance” Conforming Loan Limits are now $765,600 in “High Cost” areas, which include much of coastal California including the Bay Area. These much higher conforming limits now allow...

January 2, 2020 2 min read
$1.24 Million; 5% Down to $1.07 Million

Don’t Set Goals for 2020! Systems Please!

“GOALS ARE FOR LOSERS” That is the opinion of Dilbert cartoonist, blogger and author Scott Adams, and it is a point he makes in his 2013 best-seller – How to […]

December 31, 2019 3 min read
Don't Set Goals for 2020! Systems Please!

2010s = Best Decade Ever? Holy Change Batman!

We are pummeled with negative news every day b/c, frankly, it sells. Fortunately, at the end of every year numerous columnists remind us both of how much improvement we have […]

December 30, 2019 2 min read
2010s = Best Decade Ever? Holy Change Batman!

Predictions for 2020 – Higher Rates; Tech Disruptions; Fight for Eyeballs; Collapse of Mortgage Industry; Start of Boom

I have read dozens of predictions of various sorts over the last month, so I thought I’d add a few of my own. HIGHER RATES While many pundits like Barry […]

December 27, 2019 3 min read
Home on a cross street in fall

No “Business Funds” Please

We have a section in our “Buyer’s Guide” on our website titled Actions to Avoid After Getting Pre-Approved. It includes all kinds of actions that borrowers need to avoid so […]

December 26, 2019 2 min read
Red tesla outside golden fields

OK Boomer; Millennials At Their Best

“OK BOOMER” = WORD OF THE YEAR As an official baby boomer (born in 1962), I love to make fun of millennials, oblivious, of course, to how much they make […]

December 24, 2019 2 min read
JVM team christmas sweaters

Salesperson/Deal Maker vs. Manager; Lesson from Disney’s CEO

I recently read the autobiography of Disney CEO, Robert Iger, and I of course loved it. Iger started out at ABC television in 1974 and quite literally clawed his way […]

December 23, 2019 3 min read
Man sitting on bench in a field reading a book ocean view

When You Should Drop Your Husband

Yesterday, I received the following text from a savvy agent we have worked with for years: “I received an offer on a property and it’s ‘wife only,’ stating ‘husband is […]

December 20, 2019 4 min read
When You Should Drop Your Husband

“Silver Tsunami” and “Golden Age” of Real Estate Coming Soon!

In October, I wrote a blog titled The Biggest Housing Boom In History Has Just Begun. I pointed out how a massive surge of millennials, hitting peak homebuying age, will […]

December 19, 2019 2 min read
Elderly couple on a bench

Why We Ask For So Much When Pre-Approving Buyers

In April I caught my dog Kevin issuing pre-approvals and blogged about it. 😊 I was being mildly facetious, making fun of all the companies that issue “pre-approvals” based solely...

December 18, 2019 2 min read
Why We Ask For So Much When Pre-Approving Buyers

Danger! Bill Belichick, Steve Jobs, Jeff Bezos & Nick Saban “Wannabes”

I received a surprising number of comments in response to Friday’s blog about Patriot’s Coach Bill Belichick. Most just appreciated the message, but several said they know or work for...

December 16, 2019 3 min read
Danger! Bill Belichick, Steve Jobs, Jeff Bezos & Nick Saban “Wannabes”

Lessons From the Greatest Football Coach of All Time

I rarely watch sports but I love to follow the personalities b/c the drama is so extreme and the stakes are so high. B/c of this I recently read the […]

December 13, 2019 4 min read
Lessons From the Greatest Football Coach of All Time

Fast Closes and Rentbacks to Compete Against Cash; CD Timing

Rentbacks: All lenders offer lower rates for “owner-occupants” than they do for investors. To qualify for “owner-occupied” rates, buyers must agree to move into the property within 60 days of...

December 12, 2019 2 min read
Fast Closes and Rentbacks to Compete Against Cash; CD Timing
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