Your Trusted Guide for Mortgages & Real Estate
We once had clients who spent dozens (if not hundreds) of hours removing the popcorn ceilings from their $950,000 home. Because they put so much “sweat” into their equity, they […]
Last Friday, I blogged about how Ford Motor Company dominated the auto industry in the 1910s by cutting costs so much that they could sell cars for less than 1/4 […]
Rates edged lower again, allowing me to quote the lowest 30-year fixed-rate I have ever quoted (see our rates here). MARGINAL DROP/MARGINAL HELP FOR CONSUMERS Rates only fell marginally though,...
The choice between investing or paying off your mortgage can be difficult. Wanting to reach your financial goals but not knowing which is better is a common challenge. Buying a home can be exciting...
Almost 2 million homeowners were 90 days late with their mortgages in June, according to this National Mortgage News article. But at the same time, actual foreclosure inventory was down […]
This is a quick reminder that renters can use “rent credits” towards their down payment. The entire down payment can be in the form of a rent credit in fact. […]
Are you interested in applying for a mortgage in the Bay Area? If so, where are you planning on getting the loan you need? Nowadays, homebuyers have lots of available options for home loans. There...
There are many possible benefits to refinancing your home mortgage. You may have heard from friends or neighbors who have already refinanced about some of the various advantages connected to...
An open floor plan concept can make a drastic change in the visual aesthetic and usefulness of the home. This layout has recently become more popular among homebuyers and homeowners. Modern homes are...
At the turn of the 20th century, there were almost 100 different car companies operating in Detroit alone. But by the 1920s, there were basically three companies – Ford, General […]
We recently had a purchase involving an older property and the buyers were concerned because the appraiser did not call out a broken window pane and some torn floor coverings. […]
These are 5 things to consider when buying a house. Every homebuyer should review when planning to purchase a home in California and Texas.
I received this in an email on Monday: “Do you think the presidential election will have a big impact on rates if one side is elected over the other? I […]
FHA loans are currently one of the most common mortgage financing choices among homebuyers in California and Texas. FHA loans are supervised by the Department of Housing and Urban Development (HUD)....
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