Your Trusted Guide for Mortgages & Real Estate
VA homebuyers no longer must worry about maximum loan limits. The VA loan limit has been eliminated, which gives VA loans much more wiggle room regarding the amount veteran homebuyers can borrow with...
This blog is not about hunting, just to be clear. It is about a very successful friend of ours (named Hunter) who is also a fierce competitor in our Bay […]
Homebuyers are typically required to obtain homeowner's insurance in order to get their mortgage approved and funded. The average cost of homeowner's insurance in California is $1,166 annually or...
The title of today’s blog was lifted directly from this WSJ article. I blogged last week about why inventory levels are so low. One of the reasons was investors buying […]
When applying for a mortgage, it is wise to compare different mortgage products with other lenders. When reviewing these products and terms, buyers may want to pay attention to one of the most...
One of our clients just returned to work after a six-month-layoff and her agent asked if and when she could qualify for mortgage financing. In light of that, I thought […]
Here's a common situation many homeowners face: the old mortgage has a much higher interest rate than the rates available today, and you could save hundreds of dollars each month by refinancing. Your...
In July, we aligned with a new, much larger mortgage bank that has the resources to hire a lot more operations staff (underwriters, doc drawers, funders) – and our turn-times […]
Many homebuyers want to know what is the minimum down payment they need to purchase a home. These are some scenarios for homebuyers who are interested in buying a home in California or Texas.
We recently had a client who urgently wanted to refi “before Biden gets elected and causes rates to shoot way up.” She was convinced Biden would immediately improve the economy […]
First-time homebuyers will appreciate the new FHA guidelines for condo buyers because they promote affordable and sustainable homeownership.
JVM funded $135 Million in mortgages for the month of September – a new all-time record for us. Our “Big Hairy Audacious Goal” was $125 Million, and we pretty much […]
I recently blogged about the coming “Nuclear Winter” for housing, focusing primarily on a massive pending inventory shortage. I am beating that dead horse one final time for several...
Homebuyers don't have to use a 20% down payment when purchasing a home. These are some tips on how you can minimize your home's down payment.
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