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More Home Equity Line Info

Last week I wrote a blog asking If Home Equity Lines Were Still A Thing? I asked because Home Equity Line of Credit (HELOC) rates are so much higher, and […]

October 10, 2022 3 min read
More Home Equity Line Info

Credit Bureaus Sell Your Info, But You Can Stop Them (& Avoid Getting Pummeled)

Scariest Thing That Ever Happened To Me! We occasionally apply for mortgages with online lenders to see what their process is like, and holy smokes, is it terrifying! I applied […]

October 7, 2022 2 min read
Credit Bureaus Sell Your Info, But You Can Stop Them (& Avoid Getting Pummeled)

The Housing Market Is Most Definitely NOT Frozen!

America’s housing market did not fully bottom out until 2012 – a full four years after the 2008 mortgage meltdown. But, here is what is interesting: even when the market […]

October 6, 2022 2 min read
Total Number of Existing Home Sales Annually _Graph 10.6.22

Are Home Equity Lines (HELOCs) Still A Thing?

The Prime Rate today is 6.25% – a full 3% higher than where it was last year at this time. Prime Rate is the rate that commercial banks charge their […]

October 5, 2022 2 min read
Are Home Equity Lines (HELOCs) Still A Thing?

Jumbo Loan vs Second Mortgage

There are a few differences between a jumbo loan and a second mortgage. Understanding these loans can help you decide which is right for you.

October 5, 2022 6 min read

How Does A Rent Back Work; Owner Occupancy Rules

In the fast-moving world of real estate, oftentimes, homebuyers find that the timing doesn’t always align with moving schedules. Oftentimes the sellers may still be trying to find their dream home...

October 4, 2022 4 min read
How Does A Rent Back Work; Owner Occupancy Rules

Why Are Banks Not Paying Higher Rates for Deposits? Why Did Rates Plummet Today Too?

Why Interest Rates Are Rising Everywhere – Except Your Savings Account That was the headline from this recent WSJ article. Back in the 1980s, a general lack of savings in […]

October 3, 2022 3 min read
Why Are Banks Not Paying Higher Rates for Deposits Why Did Rates Plummet Today Too

Everything Lags…Making The Media & The Fed Wrong (AGAIN)

In 1992, the rock band R.E.M. released the annoying song, Everybody Hurts. And, sensitive Gen Xers everywhere played it loudly and proudly on their Sony Walkmans and boomboxes to prove […]

September 30, 2022 3 min read
Everything Lags...Making The Media & The Fed Wrong (AGAIN)

What Rent vs. Buy Analyses MISS! (Huge Esoteric Benefits Of Homeownership)

Rising Rates Alter Calculus of Buying vs. Renting The above headline is a link taken directly from the WSJ. I am blogging about it because rent vs. buy analyses are […]

September 29, 2022 3 min read
What Rent vs. Buy Analyses MISS!

Are Rates Really Over 7%? Not Really; Rates Up 2% Since August; Surveys Lag Market

Today’s average interest rate is 6.82% per Mortgage News Daily (about 1/2% higher than where they were last week). The average is up almost 2% from early August when it […]

September 28, 2022 2 min read
Are Rates Really Over 7% Not Really; Rates Up 2% Since August; Surveys Lag Market

U.S. Dollar at Record Highs & Twitter Is Panicking! Why?

The U.S. dollar is again hitting record highs, and it is much stronger than it was even a few months ago when I last blogged about it: Why a Strong […]

September 26, 2022 4 min read

VA Jumbo Loans in California

VA loans are a great real estate purchase option for eligible veteran borrowers. Unlike conventional or FHA loans, VA loans allow borrowers to obtain purchase loans with a $0 down payment. Borrowers...

September 24, 2022 7 min read
VA Jumbo Loans in California

DEFLATION Coming Soon To A Theater Near You!

Stephanie Pomboy is the founder of a macro research firm called MacroMavens, and she was on this Wealthion Podcast recently, and it was so interesting I had to blog about […]

September 23, 2022 3 min read
DEFLATION Coming Soon To A Theater Near You!

How Much Income Do You Need to Buy a House?

When starting on your homebuying journey, most often homebuyers wonder about the cost, what they can afford, and how much income is needed to purchase a home. There are many different factors and...

September 22, 2022 6 min read
How Much Income Do You Need to Buy a House (1)
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