Your Trusted Guide for Mortgages & Real Estate
I often blog about reasons to buy a property, as there are many: (1) avoid rising rents with a fixed housing payment; (2) tax advantages; (3) ability to do what […]
There Are Three Primary Channels In Which Consumers Can Garner Mortgage Loans Commercials banks and credit unions (they do commercial loans, offer checking & savings accounts, and do mortgage...
A Few More Notes On Rates Dropping By March I got a bit of pushback from yesterday’s blog (Why I Am Convinced Rates Will FALL By March) and I wanted […]
I have myriad acquaintances in the mortgage industry (mortgage bank CEOs even) who insist rates will continue to rise throughout 2023. They tell me I am crazy to think they […]
In Friday’s blog, I explained why ARMs are NOT the solution for payment relief (because ARM rates are so close to 30-year rates) in today’s high-rate world. BUT – there […]
Apparently, in 2002, it was “Hot In Herre” – or at least it was according to Nelly. I, however, had no idea because I had never heard the song, and […]
Today’s inflation report (Consumer Price Index/CPI) came in much hotter than expected and rates shot through the roof in response. BUT – as Barry Habib (of MBS Highway fame) has […]
Dr. Prescribes Steroid And Heroin For My Son! In 2003, my son was not performing well at all – socially, academically, or athletically – so I took him to the […]
Last week I wrote a blog asking If Home Equity Lines Were Still A Thing? I asked because Home Equity Line of Credit (HELOC) rates are so much higher, and […]
Scariest Thing That Ever Happened To Me! We occasionally apply for mortgages with online lenders to see what their process is like, and holy smokes, is it terrifying! I applied […]
America’s housing market did not fully bottom out until 2012 – a full four years after the 2008 mortgage meltdown. But, here is what is interesting: even when the market […]
The Prime Rate today is 6.25% – a full 3% higher than where it was last year at this time. Prime Rate is the rate that commercial banks charge their […]
There are a few differences between a jumbo loan and a second mortgage. Understanding these loans can help you decide which is right for you.
In the fast-moving world of real estate, oftentimes, homebuyers find that the timing doesn’t always align with moving schedules. Oftentimes the sellers may still be trying to find their dream home...
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