Your Trusted Guide for Mortgages & Real Estate
RETURN OF OUR 14 DAY CLOSE! Closing in under 15 days is hard! Files need to be pre-underwritten, appraisals have to come back in five days, systems need to be […]
WE NO LONGER EXPLAIN TAX BENEFITS Prior to the recent tax law change, we carefully explained the tax benefits from buying real estate to every borrower. This, however, is a […]
INTEREST RATES AT JVM We want to address interest rates again b/c we sometimes get compared to some of the large banks offering promotions. LOWERED OUR RATES First and foremost, […]
“I KNOW JVM; THEY’RE AS GOOD AS CASH” That is an exact quote from a listing agent to a buyer’s agent, after the listing agent saw our pre-approval letter. It […]
INTEREST RATES PLUMMET AFTER 2008 MELTDOWN After the 2008 meltdown, mortgage interest rates plummeted from the mid 6% range all the way down to the low 3% range at various […]
A good friend of mine gave me Ron Chernow’s 960-page biography of President Grant for Christmas, and I not only loved it, I found it wonderfully inspirational. President Grant failed […]
We often encourage Realtors to leverage themselves by hiring an assistant, but many are afraid to take the leap. They often have no idea how to hire someone, or they […]
We have a lot of contests in our office, and fortunately many involve alcohol :). Most recently we had a contest for the best Pinot Noir under $30, and we […]
Major mortgage companies have gone out of business entirely because they could not sell a large block of their loans on the secondary market. As a result, salability is an enormous concern and...
We often have self-employed borrowers come to us who are rolling in profits and cash, with perfect credit and everything else a good borrower needs. BUT, they do not qualify […]
EXTRAORDINARY CAREER ADVICE Scott Galloway, the CEO and founder of L2Inc., churns out some of the most informative and entertaining videos on the internet. A few months ago, he provided […]
2 KITCHENS ARE USUALLY NOT ALLOWED This question comes up often, so we thought we’d revisit it. Lenders will usually lend against a property with two kitchens IF both kitchens […]
CONFORMING AND FHA LOAN LIMITS This is a reminder that Conforming and FHA Loan Limits are up for 2018. $5.4 TRILLION OF HOME EQUITY […]
BUSINESS DEPENDS ON REPUTATION AND TESTIMONIALS Much of our business success depends on referrals and online reputation, and prioritizing this part of our business is essential to thrive in today’s...
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
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