Your Trusted Guide for Mortgages & Real Estate
This blog is one of the most viewed pages on our website, so I thought I’d update it and send it out again because there is clearly a lot of […]
This is the year when rates were finally going to increase. So why have mortgage rates stopped rising even though the Fed keeps increasing short-term rates? (Short answer: b/c of […]
APPRECIATING YELP’S FILTERS The next time Yelp filters a positive review of yours, don’t complain. Even though Yelp’s algorithms often frustratingly filter authentic reviews, they do a great...
HOWARD SCHULTZ’S DISASTROUS NBA TENURE I recently came across some stories about Howard Schultz and the NBA’s Seattle Supersonics that were so interesting I had to blog about them. Howard...
I blogged yesterday about how much house prices might correct should a downturn come. Today I am going to share some views on when a possible downturn will come. Hedge […]
Whenever I blog about housing bubbles, agents invariably ask me when and by how much housing prices will correct. I am no expert, but I am happy to share some […]
NO MÁS MAGAZINES, CANDLES & CHIP-CLIPS! One of our agent-partners recently mentioned she was going to pay for expensive magazine subscriptions to send to all of her past clients so […]
YOUNG LOAN OFFICER TELLS ME HE’S GOING TO BUY JVM About a year ago, a young loan officer/branch manager asked one of our business development officers if he could visit […]
To pay points or not to pay points, that is the question – so said Hamlet when he bought his first house. :) (He only contemplated “to be or not […]
We recently had a borrower go into contract after she had been pre-approved by both us and one of America’s largest mortgage banks, via an online portal. The borrower was […]
We frequently have borrowers ask us to provide pre-approvals without pulling credit b/c they are concerned about too many “inquiries” on their credit reports. It is, however, impossible to...
MAJOR LENDER CUTS COSTS – GOES OUT OF BUSINESS In 2011 when we were in the broker channel, we sent almost all of our loans to a single lender (a […]
APPRAISAL HORROR STORY PART 297 Because we want to always do what is best for our borrowers, we recently switched a borrower from our internal banking channel to the “broker […]
RATES ARE GOING UP, REST ASSURED We’ve said that at least a hundred times over the years but this time it is a reality b/c the Fed is no longer […]
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
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