Your Trusted Guide for Mortgages & Real Estate
OWNER OCCUPANCY Fannie Mae, Freddie Mac, and FHA all require buyers to move into a financed property within 60 days of close of escrow to meet owner-occupancy requirements. As a […]
Exploring the specifics of purchasing a foreclosure in California? Well, it's a different process compared to your regular real estate transactions. In the standard scenario, you'd be directly...
We've assembled this VA guide to help buyers and agents alike. These are the common questions we receive on a daily basis about VA financing.
FHA loans are an excellent option for California homebuyers who are in the market to purchase a property but are lacking the funds for a 20% down payment.
Federal Housing Administration (FHA) loans are an excellent option for California first-time homebuyers looking to buy in the competitive California market. FHA loans in California have low...
When Apple launched its “Lisa” computer in 1983, it purchased massive newspaper ads with several columns in nine-point font that set out ALL of Lisa’s features. And - nobody cared. Lisa...
One of the issues with all of the online pre-qualification tools as well as with “pre-qualifications” in general (like what banks perform) is that they do not account for job history. With a...
Back during my loan officer deals, agents used to tell me they loved sending me referrals b/c I was “hungry.” They all assumed my relentless follow ups and high conversion rates were a result of...
I was hiking in the middle of nowhere a few weeks ago when I ran into a couple in their early 60s. We struck up a long conversation and I learned that they currently lived in Palm Desert. They'd...
I blogged last week about the importance of liquidity, and as a result we received several inquiries in regard to cash out mortgages (even though that was not the intent of the blog). One of the...
I just finished one of the best books I’ve read in years: Who Is Michael Ovitz? Ovitz was the “super agent” who created the CAA talent agency. He represented the biggest names in...
Borrowers Often Underestimate The Importance Of Liquidity. Especially when times are good. When rates are relatively low (under 8%), we always recommend using financing (obtaining a mortgage) to buy...
I was hiking in the middle of nowhere a few weeks ago when I ran into an older couple in their early 60’s. We struck up a long conversation and I learned that they lived in Palm Desert, CA, and...
A loan officer I know recently called all of the Realtors in his network to tell them about “non-QM loans,” and he came away with $4 million of loans/transactions that would never have closed but...
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