Local Lenders Are Better!

    JVM Lending takes care of buyers in California’s hot market

    The Wall Street Journal featured an article recently that stressed that buyers in a competitive market, like California, need a local lender with a stellar reputation, an ability to close quickly, great communication skills, and local appraisers.

    JVM Lending is a local lender, covering all of California, that checks all those boxes, and then some.

    Big Bank Rates with Local Lender Service

    It’s not uncommon for people to immediately associate “mortgage lender” with the big banks (Chase, Wells Fargo, etc.). Just because those bigger corporations come to mind the fastest doesn’t necessarily mean they’re the best fit for you and your housing needs.

    Big banking corporations are just that: they’re big. Large corporations tend to have huge amounts of clientele. As a result, they lack the finesse to turn on a dime when it comes to managing your loan application. In a hot market like California’s, every day, hour, minute counts towards getting your offer accepted. Buyers need a lender that moves efficiently and effectively.

    Smaller and local California lenders (like JVM Lending) not only have the skill to close your loan in fourteen days or less, we also have a better knowledge of the local real estate market. We even have our own in-house appraisal manager who is an expert on appraising home values in the area.

    The WSJ story says, “Buyers who need financing can strengthen their offers by working with a locally-based mortgage broker.”

    Real estate agents are quoted saying that they even prefer to send buyers to a local California lender who has a stellar reputation for getting deals done because it reassures them that not only will their clients be taken care of; their deals are also assured to close.

    “Agents want to work with buyers whose lenders know the local market and have a record of getting deals done. That reassures the listing agent and the seller that a sale will close.”

    JVM has one of the strongest reputations out there with over 1,000 five-star reviews. Our reputation speaks for itself: fast turn times, 7 days a week availability, and the local lender service with big bank rates that can compete in today’s hot market.

    The next time you’re in the market for a new home, check out your local lender for the service and skill that will get your offers closed and accepted.

    Take the next step towards finding your best mortgage.

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