The following quote was emailed to us by a PhD engineer from Cal: “I’d 100% recommend your firm; class act all around.” This is not just JVM/Opes touting ourselves again (even though we love doing so). We bring this up b/c the borrower is a first time home-buyer shopping for financing.

He came to JVM/Opes first b/c of our YELP reviews and we went through our entire education process with him. More importantly, we gave him honest scenarios and rate-quotes, based on current market conditions.

The borrower spoke to another lender who gave him ridiculously low “low-ball” quotes; that lender knew that he did not have to honor the quotes b/c the borrower was nowhere near getting into contract. When our borrower figured this out, he was disgusted with the other lender and he appreciated JVM/Opes that much more.

Our Point: Beware of “low ball” quotes. Lenders can and do quote almost anything when they know a borrower is far from getting in contract.

Sub-point: Honesty really is the best policy.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 01524255, NMLS# 335646

About the Author

Jay Voorhees
Jay Voorhees is the Founder of JVM Lending. He specializes in mortgage rate movements, housing market trends, Fed policy, and refinancing strategy. Jay has 25+ years in mortgage banking and has personally originated over $1 billion in residential loans.
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