We can close almost any purchase transaction in 14 days, using our uber-systematic, assembly-line process. One major exception is 80/10/10 loans with 10% down and a 1st and 2nd mortgage. 80/10/10 loans take us 21 days to close b/c we have to get two loans approved.

Hence, if a borrower is making offers in very competitive market where speed is essential, we will advise him to purse FHA financing or conventional financing with PMI instead of 80/10/10 financing.

We can always close FHA and stand-alone Conventional Loans in 14 days. And, 14 day closing with 5 day appraisal and loan contingencies usually win the day.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 01524255, NMLS# 335646

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