B/c we are all essentially in “sales” one way or another, I am always inspired by exceptionally effective salespeople. However, many of us forget that the most effective salespeople in […]
MOWING LAWNS FOR MOBSTERS When I was in high school in AZ, I did yard work every week for a neighbor who also happened to be our local mobster. I […]
LOTS OF HORSE MANURE When I was a kid my older brother was a “declamatory speaking champion” b/c that was actually a thing in the Midwest where high school kids […]
Every time my wife Heejin and I are in El Paso, Texas we eat at a Korean restaurant. And our most recent trip was no exception. (OK – it might […]
Almost everyone I meet lately in both the mortgage and real estate industries is riding an unprecedented wave of success. They invariably have unbridled optimism that is often coupled with […]
Every morning when I wake up, I follow an identical routine: 1. Meditate; 2. Put on workout clothes; 3. Insert headphones and start podcast; 4. Open curtains and make bed; […]
A few weeks ago, I predicted that the election would be contested and the uncertainty would cause rates to fall. And, today, the day after the election, there is tremendous […]
When I was in law school, I met, worked and interviewed with dozens of attorneys and what shocked me was how few of them actually liked their profession (a main […]
This blog is not about hunting, just to be clear. It is about a very successful friend of ours (named Hunter) who is also a fierce competitor in our Bay […]
AMAZING STORIES ILLUSTRATING THE POWER OF THOUGHT In 1986, Bill Buckner, a Major League Baseball superstar, let a grounder roll through his legs. This allowed the opposing team (the Mets) […]
NYU Professor, Scott Galloway, who I quote often b/c of his exceptional success in business, tweeted this: “People think of it as strong alpha males who deserve to win. That’s […]
Getting a home loan is easier than most prospective homebuyers often realize. Prospective homebuyers can get a home loan in these 7 easy steps! This blog breaks the entire housing process down and...
Weighing the pros and cons of PMI? Many homebuyers have questions about mortgage insurance so we've outlined the ins and outs for California homebuyers.
A pre-approval is a requirement to buy a home. Most realtors, and sellers, will not even go through the negotiation process with a potential buyer if there is a chance the mortgage could be denied.
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
Resume from where you left off. No obligations.