My blogs have been too serious lately, so I am touching on a lighter topic – a Journey song that has proven to be far more enduring than anyone ever […]
30-YEAR-OLD OFFERS TO TAKE ME TO THE NEXT LEVEL! A 30-something mortgage broker reached out to me last week and offered to “take my business to the next level” with […]
INCENTIVES ARE EVERYTHING/INCENTIVES GONE WRONG ARE FASCINATING! Great incentives create great outcomes. But unfortunately, humans are astonishingly bad at establishing incentives – a point...
HOUSE FLIPPING GONE WRONG When I used to flip houses back in the day, I often worked with an extremely experienced agent who would help find the homes and write […]
CAR DEALER SELLS TO… ANYONE AND EVERYONE In the late 1970s, when I was in high school, I was hitchhiking on Tatum Boulevard in Phoenix, AZ b/c… I had just […]
We try various initiatives all the time at JVM – and often fail spectacularly. A few things that come to mind are a team competition we set up in 2012 […]
MORTGAGE BANK HAS 2,000 VIRTUAL ASSISTANTS My wife Heejin and I were recently chatting with the president of a major mortgage bank and he mentioned that his firm employed 2,000 […]
A GIANT VAT OF HONEY I came home last night to a giant vat full of honey – not just a lifetime’s supply, but several lifetimes. It turns out my […]
In 1985, I applied for a job at Copper Mountain Ski Resort in Colorado because I wanted to be a ski bum - and to ski for free, you had to have a job on the mountain. I applied to be a waiter...
WHY NO INFLATION AFTER 2008 After the 2008 mortgage meltdown, the Fed and congress stepped in with trillions of dollars of “Quantitative Easing” (buying of Treasuries and Mortgage-Backed...
DOGS NAMED STEVE & MIKE I have a dog named Steve, and we just got a friend for him that we are going to name “Mike.” We are naming our […]
Super Bowls are always interesting for reasons not having to do with football, such as high stakes, enormous hype, antics of the players, enormous ad costs, and much else. Yesterday’s […]
MY DOG STEVE HOSTS SEMINARS My dog Steve breaks records every month, as he eats more dog food than ever before every month. The problem is that it makes him […]
ARROGANT WASHINGTON MUTUAL EXECUTIVE SHUTS ME DOWN Prior to the 2008 meltdown, I sent more loans to Washington Mutual (WaMu) than any other broker. As a result, I had the […]
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