Pets.com famously spent $46 on advertising for every $10 in sales and flamed out in one of the most famous dotcom busts. The model was flawed from the start, and in hindsight it seems obvious that...
Caroline Sheridan was a brilliant, beautiful and talented society woman in Victorian England in the early 1800s. She was also beaten mercilessly by her very prominent husband (a member of […]
We often have clients who come to us looking for their first home, very proud that they’ve “never had an ounce of debt” in their “entire life.” No credit cards, […]
When my wife Heejin and I started building the JVM Team, our biggest competitors were several members of a coaching group called The Core. It is a great program that […]
I personally know several men under 50 who have “retired” or left the labor force because their Bitcoin and crypto holdings have made them feel wealthy enough to do so. These guys of course are...
My wife Heejin loves to tell people that she and I would have never been hired by our own company because we don’t come close to meeting the hiring standards. […]
An agent asked for this blog in December, and I am finally getting to it but should have done so much sooner because it was a great request! As an […]
BEST TWEET EVER? I recently saw this excellent tweet by a man named “Dickie Bush” (I can’t think of a better name to take advice from 😊). Anyway, Dickie used […]
Surprisingly, I got more positive feedback from this recent blog, Insanely WRONG Predictions, than from almost any other I wrote this year. That prompted me to write another blog along […]
A Very Happy Carpet Man We had a carpet repairman come to our home this week. He was almost 70 and still putting in 8 hour days – because he […]
CoreLogic predicted home prices would decline by 6.6% in 2021 – and they were off a little. Home prices appreciated by almost 20% in 2021! What makes this enormous error […]
SUCCESS GOES TO MORTGAGE BROKER’S HEAD Prior to the 2008 mortgage meltdown, I knew of a moderately successful owner of a mortgage broker shop who had ridden a couple good […]
We have eight people on our pre-approval team who are far more diligent and academic than I ever was, who know lending guidelines 100x better than I ever did, and […]
In Friday’s blog about company names (and JVM’s new name), I mentioned I had a very sweet deal with a mortgage firm that was set up just like a real […]
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
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