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This Decade’s Popular Home Upgrades

If you compare a home from 2010 to one from 2020, you will notice quite a few significant contrasts. The American home is ever-changing, the most recent shifts being more technological home upgrades....

December 18, 2020 4 min read
A woman using the latest technology upgrades in her home uses an AR headset.

How To Choose the Best Mortgage Company

Working with an experienced mortgage lender can be beneficial to you in several ways. But how can you determine which of the countless mortgage companies near you is the best? As you start your...

December 18, 2020 3 min read
Family carrying moving boxes

Buy A House With As Little As 3.5% Down Using FHA Loans

Federal Housing Administration (FHA) loans are a popular financing option among home buyers - especially those in the Bay Area who are contending with high property prices. One of the major appeals...

December 18, 2020 3 min read
Two women are on their computer finishing their FHA loan financing as they prepare to buy their first home.

The Earnest Money Deposit Process

Earnest Money Deposits are a portion of the purchase price that the homebuyer pays upfront to show the seller that the buyer’s offer is serious, in good faith, and “valid.” This deposit can be...

December 16, 2020 3 min read
A young Asian couple reviews their finances online on a laptop computer in preparation for transferring their Earnest Money Deposit as they prepare to purchase a new home.

When Is The Best Season to Buy a Home?

The best season to buy a home is...winter! In addition to a reduced number of buyers plus more enthusiastic sellers, the slow season of winter allows all parties involved in a sale to really...

December 15, 2020 4 min read
A house in the winter season surrounded by frosty trees and snow bluffs. Many homebuyers find that winter is the best season to buy a home.

Three Factors That Influence Your Mortgage Interest Rate

The interest rate tied to your mortgage directly affects how much you are required to pay over the term of your loan. If you are considering purchasing a home, researching the market's current...

December 15, 2020 4 min read
A mother reads to her son in the living room of a home she purchased with a low mortgage interest rate during the holidays.

How To Find The Right Mortgage Lender For You

Many prospective homebuyers are concerned about how to find the right mortgage lender for their financial home loan. Working with a reliable and respectable lender is the top priority for many...

November 25, 2020 3 min read
A woman on the phone calls a mortgage lender to find out if they are the right mortgage lender for her financial and homebuying goals.

How To Reduce Stress When Buying & Selling A Home

If you are simultaneously buying and selling a home, you are probably experiencing major stress levels. Is there a way to make this process less stressful? Here are three strategies to help you stay...

November 24, 2020 2 min read
A young family runs towards a home that they bought after selling their previous house. Buying and selling a home at the same time can be stressful, but with the right advisors it can be a smooth and easy process.

How To Refinance Without Closing Costs

Refinancing is an excellent way for homeowners to benefit from low-interest rates, saving themselves a lot of money in the long run. There are two options borrowers have when refinancing with JVM...

November 18, 2020 2 min read
A young couple look at a computer together and research different refinance options for their new home like no cost refinance loans and no money out of pocket refinances.

Shopping For A Mortgage With JVM Lending

Whether you're purchasing a home or refinancing an existing mortgage, it's crucial to get the best deal possible. At JVM Lending, we make it easy with our Mortgage Calculator. Enter the details of...

November 2, 2020 2 min read
Couple looking at a computer

Is Renting Or Buying Better For You?

Many people want to know if renting or buying a home is right for them and their finances. There are pros and cons to renting and buying a home. To find out if you should continue to rent or if...

October 28, 2020 3 min read
A group of people have an outdoor dinner party to celebrate their friends who just finished buying a house after renting for years.

Real Estate Definitions: The Right To Cancel

Here is one of a few real estate terms you should know if you are receiving a loan. The Federal Truth-in-Lending Act allows three days for homeowners who are refinancing to reconsider a loan...

October 27, 2020 2 min read
Coworkers looking at a tablet

Is It A Good Idea To Refinance My Mortgage To Pay Off Credit Cards?

Many homebuyers think that refinancing and taking cash out from their home’s equity may be a good way to pay off any credit card debt. But – homebuyers should be cautioned, financing credit...

October 27, 2020 2 min read
A young couple looks into refinancing their mortgage to pay off their credit card debt.

Everything You Should Know About VA IRRRL “Earl” Mortgage

Are you a service member with questions about VA loans and refinances? JVM can provide you with more information on VA Interest Rate Reduction Refinance Loans (IRRRL) otherwise known as a VA...

October 22, 2020 3 min read
Everything You Should Know About VA IRRRL
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