Welcome to our in-depth look at the 2024 housing market, focusing particularly on Phoenix, Arizona's vibrant real estate scene. As we bid adieu to the rollercoaster ride of 2023, we want to take a...
Treasury Secretary Janet Yellen has been trash-talking recently, telling the world that soft landing/no recession skeptics are now “eating their words…” Unfortunately for Janet, the crude oil...
We saw something very unusual in November: both stocks and bonds had record months! This Reuters article – Average 60/40 portfolio has best month in November since 1991 – BofA […]
The FHFA (the agency that regulates Fannie Mae and Freddie Mac) just announced its new conforming loan limits, and the new limit for “high-cost” areas is now $1,149,825! This means that...
The perceived commoditization of mortgages terrifies mortgage lenders for several reasons: low margins, high-cost structures, the necessity of high-touch service, just to name a few, so what's a...
The Federal Housing Finance Agency (FHFA) has announced an $40,350 increase in the baseline conforming loan limit for mortgages backed by Fannie Mae and Freddie Mac to $766,550 in 2024. This...
EVERYONE and I mean EVERYONE is in a panic over our massive deficits and the subsequent borrowing by the U.S. to cover them – because it has the potential to push interest rates through the roof!...
I rarely mention this, but Heejin and I started a tech company called WeDrink – and we were actually billionaires…for a while.
The 1970s were a terrifying decade, proving without a doubt that boomers are not very smart and pretty much tasteless. 😊 We had pet rocks, mood rings, water beds, bell bottoms, unbuttoned...
Jason Hartman is an extremely successful real estate investor and YouTube commentator, and he weighed in on the NAR collusion/cartel lawsuit last week with some very interesting comments. Here is...
When CalHFA rolled out their newest (and probably most popular) down payment assistance program, the Dream For All Program, its entire $300 million allotment was gone in just 11 days. Many of us...
There is simply no way the Bureau of Labor Statistics can show rosy jobs data forever. Unemployment climbed to 3.9% from 3.8% and the number of job creations came in below expectations. Some media...
Interest rates fell this week more than most analysts expected, and the 10 Year Treasury Yield is down to 4.67% - surprising everyone, given that we heard so many predictions about the 10-Year...
Prior to 2008, obtaining a mortgage was far cheaper and far easier – and it was NOT just because everyone could get so-called “liar” loans. It was because regulators stepped in after 2008...
We are committed to reinventing the mortgage lending model in order to provide outstanding service, low rates, and some of the fastest closing times in the industry.
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