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Homebuying

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How Much Income Do You Need To Buy A $1 Million Dollar Home

The subject line for my blog is a common topic that lenders use for consumer blogs for search engine optimization (or “SEO” - or an entity’s efforts to draw readers to its website). And, here...

October 27, 2023 3 min read
How Much Income Do You Need To Buy A $1 Million Dollar Home

Renovate Your Home with Fannie Mae HomeStyle®

Embarking on a home renovation journey is both thrilling and daunting. While the idea of transforming a space is exciting, the financial commitment can often feel overwhelming. This is where a home...

October 26, 2023 8 min read
Close-up of Person Choosing Between Home Finish Samples On Table Surface

Housing Just Got WAY MORE “Hackable;” 5% Down for 2 – 4 Units!

Starting in November, 2, 3, and 4-unit property buyers can obtain Fannie Mae/conforming financing with only 5% down if they intend to occupy one of the units – and this is HUGE! Previously,...

October 25, 2023 3 min read
Housing Just Got WAY MORE “Hackable;” 5% Down for 2 – 4 Units!

Pathway to a Home: Navigating U.S. Mortgages as an Immigrant

Buying a home in the U.S is a monumental milestone, especially for immigrants who envision establishing roots in a new country. The path to homeownership may appear intricate, but with the right...

October 24, 2023 10 min read
Happy smiling family with one child standing in new home on moving day.

Unlock the American Dream: Mortgage Loans For Visa Holders

In the pursuit of the American Dream, owning a home stands as a significant milestone. For immigrants and via holders, this dream often appears entwined with numerous hurdles. However, the reality is...

October 24, 2023 8 min read
A Family Preparing Dinner Together In Their Modern Kitchen

Seller Carried 2nd Mortgages; Do’s and Don’ts

A seasoned appraiser told me that he is seeing a lot more listings lately that offer to carry 2nd mortgages for buyers, apparently as added enticements to move the listings.

October 23, 2023 3 min read

How To Invest In Airbnb Properties in Arizona

Are you considering investing in Airbnb properties? The allure of earning passive income through short-term rentals is certainly exciting to many. However, learning to invest in real estate can be...

October 16, 2023 9 min read
How To Invest In Airbnb Properties in Arizona

What’s Ahead? U.S. Housing Market Predictions for 2024

The real estate housing market has always been a focal point of discussion, especially as we transition from the unpredictable waves of 2023 to the looming horizon of 2024. Despite a dramatic...

October 16, 2023 11 min read
Aerial view of homes in the country along a street

Why Mortgage Lenders Are Terrified of Class Action Lawsuits Going After Agent Commissions (Interesting Observations)

Most lenders get the majority of their qualified buyer leads from buyers' agents. Losing them will upend the lending industry as well as the real estate industry.

October 16, 2023 7 min read
Why Mortgage Lenders Are Terrified of Class Action Lawsuits Going After Agent Commissions (Interesting Observations)

3 Events That Will Crash Home Prices! 1 Factor Keeping Home Prices High

This is what has shocked housing market analysts worldwide: Despite the fastest rise in interest rates in history, home prices in the U.S. have remained amazingly resilient. And the one factor that...

October 13, 2023 4 min read

What Is the Difference Between Condos vs. Townhomes?

When diving into the world of real estate, one of the frequent questions that come up is: "What is the difference between a condo and a townhouse?" They might seem similar on the surface, but there...

October 7, 2023 8 min read

How to Use Your 401k to Buy a House

Your 401k isn't just a retirement savings vehicle; it can also be a source of funds when making significant life decisions, like purchasing a home. However, it's essential to understand the methods...

October 6, 2023 9 min read
How to Use Your 401k to Buy a House

Shocking Data! Population & Households Grew Far Faster Than Home Supply

I have been pointing how the number of new households has been growing much faster than the number of new homes coming on the market for years. But, I rarely share charts that illuminate the...

October 5, 2023 2 min read

How Long Does Closing On A House Take?

Closing on a house, often called the 'close of escrow,' is the final step you will take when buying a house. It's the moment when the property title is transferred from the seller to the buyer, and...

October 4, 2023 6 min read
A couple is talking to their real estate agent in their final inspection of their home during the closing process.
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