America has not been this contentious or polarized since the Civil War – as most readers know. Many people blame social media for this polarization. The ability to post online without being...
A key inflation report, Personal Consumption Expenditures (the Fed’s “favorite”) was released today, and it showed that inflation continues to cool. But, despite that, rates went up. This...
Short sales in real estate can often seem like a labyrinth of complexities, both for homeowners struggling with mortgage payments and for prospective buyers eyeing the housing market. We're here to...
Wondering how much house you can afford? Dive into our comprehensive guide covering everything from mortgage basics and down payments to credit scores and debt-to-income ratios. Gain the knowledge...
With a 25% down payment, almost anyone can get a DSCR mortgage – even if the property does NOT cash flow with rent. DSCR stands for Debt Service Coverage Ratio Loans – and most readers are aware...
Purchasing your first home is a journey full of excitement and possibilities. Unfortunately, it is also a journey filled with a lot of costs. With so much on the line, […]
Mortgage lenders won’t go near lot loans for many reasons – and here are a few: (1) regulators, investors, and creditors prohibit them from doing lot loans; and (2) lot loans are much riskier –...
In this article, we’ll break down what escrow is and the role it plays in your home purchase. While escrow is an essential term in the world of real estate, […]
Idaho adds an extra layer of excitement to the adventure. Known for its expansive natural beauty, friendly communities, and a cost of living that's inviting to many, Idaho stands out as an idyllic...
When CalHFA rolled out their newest (and probably most popular) down payment assistance program, the Dream For All Program, its entire $300 million allotment was gone in just 11 days. Many of us...
Most people are oblivious to the many Visa types that Fannie Mae allows. The number is actually shocking, as even I had no idea how many Fannie allows until a few weeks ago. This means that...
A home renovation is an exciting opportunity to make your place look and function just the way you want. But, the cost of it all can feel a bit daunting. This is where the USDA Renovation Loan comes...
Embarking on the journey of renovating your home can stir a mix of emotions – the excitement of creating a new space, mingled with the financial considerations. This is where […]
Embarking on a renovation journey often brings a blend of excitement and a bit of anxiety, especially when it comes to financing the project. Freddie Mac's CHOICERenovation® Loan is here to bridge...
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