We have a borrower who has been stuck with a 6.5% interest rate for years b/c he thought he did not have enough equity in his Antioch home to refi. We checked today, and his loan-to-value ratio is under 90%; we can lower his rate 2% at no cost to him. He will now save $6,000 per year in interest!

Similarly, we have a borrower with 80/10/10 financing who can now refi into a single loan and pay off her 2nd mortgage altogether.

We also have numerous FHA borrowers who can refinance into conventional loans, and either reduce or eliminate MI.

Significant and unexpected appreciation in home values makes refinancing far more beneficial than most people realize. We are more than happy to help readers estimate the value of their home.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 01524255, NMLS# 335646

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