About the Author

Heidi Ameli

Senior Manager and Senior Client Advisor

11+ Years in Mortgage

11+

Years in mortgage lending

1,800+

Loans closed

185

Articles Published

Heidi Ameli is a Senior Manager and Senior Client Advisor at JVM Lending, with 11+ years in the industry and 1,800+ closed transactions. She writes on pre-approval strategy, first-time buyer programs, down payment options, credit and income requirements, and the underwriting factors that determine loan eligibility. Heidi is especially skilled at translating complex mortgage concepts into clear, actionable guidance. She holds a BA in Sociology and Spanish from Westmont College and is fluent in Spanish and Italian. Licensed in California, Texas, and Arizona. NMLS #1334110.