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About the Author
6+
Years in mortgage lending
1,600+
Loans closed
Hannah Papazian is a Senior Client Advisor at JVM Lending with 6+ years in mortgage lending and 1,600+ closed transactions. She writes on refinancing strategy, including rate-and-term and cash-out refinances, debt consolidation, and break-even analysis for homeowners evaluating whether a refinance makes financial sense. Her coverage also includes first-time buyer programs, FHA financing, and down payment assistance. Hannah is known for translating complex loan math into clear guidance. She graduated from the University of California, Santa Barbara. Licensed in California, Texas, and Arizona. NMLS #1918022.