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Assumable FHA Loans Could Add Value to Home

Rates still remain “historically low”, as we keep saying. And these rates will seem extremely low in the next few years if inflation sets in as expected.

This is why the ASSUMABILITY feature of FHA loans should never be disregarded. Only FHA loans are assumable. And those borrowers locking in FHA loans at 5.0% for 30 years will find themselves with a far, far more valuable home in five years if rates are at 10%. The ability to offer a buyer a 5% assumable loan in such an environment will add enormous value to a property.

Jay Voorhees
Founder/Broker | JVM Lending
(855) 855-4491 | DRE# 1197176, NMLS# 310167