30 Year Fixed Rate CONFORMING Loan at a Cost of One Point: 4.25%*
*Assumes: 20% Down; Credit Score above 740; Loan Amount Less than $417,000; Owner-Occupied; Single Family Residence; APR is Approximately 0.20% higher, depending on specific loan amount.

30 Year Fixed Rate HIGH BALANCE Loan at a Cost of One Point: 4.375%*
*Assumes: 20% Down; Credit Score above 740; Loan Amount GREATER than $417,000; Owner-Occupied; Single Family Residence; APR is Approximately 0.20% higher, depending on specific loan amount.

Investment Property CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point: 4.875%*
*Assumes: 25% Down; Loan Amount less than $417,000; Credit Score above 720; NOTE: Competitive Investment Property Financing Requires 25% Down; APR is Approximately 0.20% higher, depending on specific loan amount.

FHA Purchase CONFORMING: 30 Year Fixed Rate Loan at a Cost of One Point: 4.25%*
*Assumes: 3.5% Down; Loan Amount less than $417,000; Credit Score above 680; APR is Approximately 0.20% higher, depending on specific loan amount.

Investment Property “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of ONE Point: 5.0%*
*Assumes: 35% Down; Loan Amount GREATER than $417,000; Credit Score above 720; NOTE: Competitive Investment Property Financing Requires 25% Down; APR is Approximately 0.20% higher, depending on specific loan amount.

FHA Purchase “HIGH BALANCE”: 30 Year Fixed Rate Loan at a Cost of One Point: 4.375%*
*Assumes: 3.5% Down; Loan Amount GREATER than $417,000; Credit Score above 680; APR is Approximately 0.20% higher, depending on specific loan amount.

30 Year Fixed Rate JUMBO Purchase to $2,000,000 Loan Amount at a Cost of One Point: 5.125%**Assumes: 20% Down; Loan Amount less than $2,000,000; Credit Score above 740. Call for Quote. True “Jumbo Loans” are readily available now for qualified buyers; APR is Approximately 0.20% higher, depending on specific loan amount.

*The above rate quotes have the following assumptions: $400,000 Loan Amount; 20% down payment; credit score above 740; property is SFR; borrower has sufficient income to qualify; APR is approximately 0.20% higher than quoted rate for a $400,000 loan. Estimated closing costs affecting the APR include $4,595 for Origination and Processing Fees, $850 for other Lender Fees; $1,400 for Escrow Fees, and $1,000 for Prepaid Interest.

Call Jay Voorhees or Heejin Kim at (925) 855-4491

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