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30 Year Fixed Rate Loan at a Cost of One Point: 3.75%*

Rates held from yesterday, but they remain about 1/8 higher than they were for most of January. This is a result of the increase in G Fees, as well as signs of strength in the economy.

We constantly get borrowers with NON-taxable income who are confused about how much they qualify for. Non-taxable income or income not subject to taxation (usually by both the Federal and State governments) includes: ...

Below are 7 Scenarios and related rate quotes. Please let us know if you would like quotes for other scenarios.

30 Year Fixed Rate CONFORMING: Loan at a Cost of One Point: 3.75%
*Assumes: 20% Down; Credit Score above 740; Loan Amount Less than $417,000; Owner-Occupied; Single Family Residence; APR is Approximately 0.20% higher, depending on specific loan amount

30 Year Fixed Rate HIGH BALANCE: Loan at a Cost of One Point: 3.875%
*Assumes: 20% Down; Credit Score above ...

30 Year Fixed Rate Loan at a Cost of One Point: 3.75%*

Rates increased in the face of strong job and housing reports. They look to increase more in coming weeks as the effects of the “G Fee” increases (higher fees by Fannie and Freddie) will be felt.

We have a pre-approved “first time” buyer with an 800 credit scores, no debt, $120,000 in income, perfect job stability and $200,000 in savings. She is bidding on $350,000 homes because she is ...